Day 12 – Avoid Impulse Spending

Day 12 of the 30 Day No Spend Challenge - Avoid impulse spending www.bargainmums.com.au

 

This post is part of the 30 Day No Spend Challenge

Day 12 – Avoid Impulse Spending

 

Impulse spending is one of the quickest ways to blow your budget.  It’s hard to resist buying things you suddenly decide you must have, which will then often be followed by guilt and regret, knowing that you probably should have just resisted.

 

While the urge to impulse buy can often be strong (it’s just part of being human) there are ways to resist it.  Avoiding putting yourself in situations that lead to impulse spending is the easiest way to stop the urges in their tracks.

 

Avoid the shops

Impulse buying often happens when we visit the shops just for something to do, and before we know it we have found some must have items that we didn’t even know existed until 20 minutes ago.  Avoid shopping centres all together if impulse buying is an issue, especially any stores that you love.

 

Avoid online stores

Avoiding the shops used to put an end to impulse spending, but these days we can just as easily jump on the computer and browse endless online stores.  If you are going to make a pact with yourself to avoid stores, make sure that included mindlessly browsing online stores.

 

Unsubscribe from sale emails

If you have signed up for online store email newsletters you probably regularly get email advertising the stores latest sales and products, and sometimes these emails lead us to spend money we weren’t planning on spending (which is exactly what the emails are designed to do).

 

Give yourself 24 hours

If you see something that you really must have, leave it on the shelf and give yourself 24 hours to think about it.  If you decide you still want it after that time, then it might be something worth buying.  There is a good chance that you will have decided you don’t want it after all, and you will have saved yourself from an impulse buy

 

Don’t buy something just because it’s a ‘bargain’

Just because something is on sale or clearance it doesn’t mean you have to buy it.  Remember that it’s not a bargain if you didn’t need it in the first place, and you are not saving money, you are spending money you otherwise wouldn’t have.

 

Shop with a list

Shopping with a list isn’t just something you should do when grocery shopping, it’s something you should do no matter what you are shopping for.  Shopping with a list gives you something to focus on and stops you from be distracted by things you don’t need.

 

Want more?  Take a look at Day 11 of the 30 Day no Spend Challenge.

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